How to get MSME Loan | How to Apply for MSME Loan Online | Msme Scheme | Ministry of Micro, Small And Medium Enterprises |
हेलो दोस्तो आज हम आपको MSME Loan के बारे में बात करने वाले है। आप मे से बहुत से लोगो को MSME योजना की प्रयाप्त जानकारी नहीं होने की वजह से आप इस योजना का फायदा नही उठा पाते। इसीलिए आज हम ये लोन कैसे लेते है और इस योजना का क्या फायदा है ये बताएंगे।
MSME लोन योजना के लाभ ( Benefits of MSME Loan Yojana ) :
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दोस्तो msme योजना में आपको 2 प्रकार से लाभ मिलता है। पहला तो ग्रामीण क्षेत्र के आधार पर ओर दूसरा शहरी क्षेत्र के आधार पर। MSME yojna के अंतर्गत लिए जाने वाले कुल राशि पर आपको सरकार द्वारा 25%-35% तक कि सब्सिडी मिलती है। इस योजना की सबसे बड़ी खासियत यही है कि आपको इसमें बहुत ज्यादा सब्सिडी मिलती है। अब हम आपको इस कि थोडी गणित बता देते है। मान लीजिए आपने MSME से 25 लाख रुपये तक का लोन लिया। अब आपको 25 लाख पर 25 प्रतिशत या 35 प्रतिशत की सब्सिडी मिलेगी। यानी 25 लाख रुपए पर आपको 7.5 लाख रुपये ( सात लाख 50 हजार रुपए ) की सब्सिडी मिलती है ।
यानी आप बैंक से 25 लाख रुपये का कर्ज लेंगे लेकिन आपको सिर्फ 25 -7.5=17.5 लाख रुपये ही बैंक को चुकाने पड़ेंगे यानी डायरेक्ट आपको 7.5 लाख रुपये का फायदा वो भी लोन चुकाने से पहले ही मिल जाएगा। ये 7.5 लाख रुपये तो शहरी क्षेत्र वालो के लिए है। अगर आप ग्रामीण क्षेत्र में लोन लेते है, तो आपको इसी लोन पर 35 प्रतिशत यानी 25 लाख रुपये पर 8.5 लाख रुपए की सब्सिडी मिलेगी। इस तरह आप अपने व्यापार के लिए लोन लेने से पहले ही 8.5 लाख रुपये की कमाई कर लेंगे।
दोस्तो अब आपको ये लोन लेना कैसे है इसके लिए हम आपके नीचे पूरा वीडियो बता रहे हैं जिससे आपको अच्छी तरह प्रैक्टिकली पूरा लोन का प्रोसेस समझ आ सके।
HOW TO APPLY FOR MSME LOAN SCHEME –
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